Drones in Construction

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Drone at Sunset

Now that the FAA has approved drones for commercial use, many businesses in the construction, agriculture, real estate, energy, film, and insurance sectors are considering them for inspecting and documenting the conditions on real property. Drones can record site conditions over wide areas and hard-to-reach spots faster and more cheaply than traditional photography or videography methods.

Despite their advantages, drones present risks of their own. FAA rules require drone operators to respect the privacy rights of locals, and drone accidents can cause an array of physical and intangible losses.

In this recent article, Ann Hickman, Editorial Director at IRMI, details the liability exposures, insurance coverage options, safety concerns, and best practices for the operation of commercial drones.

Topics Included

FAA Regulations
Key areas where the FAA rules apply to small unmanned aircraft systems, limitations on drone use, and rules protecting rights of privacy. Qualifications for Remote Pilot Airman Certificate.
Primary Risk Exposures
Most likely loss scenarios for most commercial drone users, including catastrophic exposures.
Insurance for Drones
Potential coverage under standard commercial property and liability policies and endorsements. Outlook for manuscript coverage forms.
Best Practices
Following a maintenance schedule, benefits of preparing a mission plan, pre-flight inspections, flight logs, and more.

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