Betterley Reports

Compiled by Rick Betterley, a leading consultant on professional liability markets, these free copies of the executive summaries of The Betterley Report provide a series of highly acclaimed market survey reports on six specialty insurance products, including technology errors and omissions and cyber/privacy/media liability.


Cyber/Privacy Insurance Market Survey 2022

  • New Tables Differentiate State and Nonstate Terrorism Wordings
  • Rates Are Increasing, and Maximum Limits Are Decreasing—Ransomware Is (Still) a Huge Problem
  • No New Insurers Added
  • Insurers Removed from Survey: Allianz, Ascent, Axa XL, Markel, and TDC Specialty
  • Premium Growth Continues
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Employment Practices Liability Insurance Market Survey 2021

  • Higher Rates for Most and More Challenging Placements for Many
  • 21 Insurers Tell Us How They Are Responding to the Risk Selection and Pricing Challenge
    • Trend Reveals Increasing Attention to Insured’s Practices, Extra Care in Specific Classes, and Higher Rates
  • 28 Leading Insurers Included—RSUI Added
  • Great American (No Response) and Business Risk Partners Removed (Combined into LexPro Product—Formerly Validus)
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Private Company Management Liability Insurance Market Survey 2022

  • Rates and Deductibles Stabilize
  • Additional D&O Coverage Enhancements Added
  • New Insurer Added—Coalition
  • One Insurer Removed—Aspen
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Technology Errors & Omissions Market Survey 2022

  • Increasing Rates and More Selective Underwriting Put the Squeeze on Tech Insureds
  • ISO MarketStance Forecasts Increasing Premium Growth for the Tech Errors and Omissions (E&O) Line, but the Increase Will Narrow Compared with Nontech E&O
  • Upsurge in Ransomware Stresses the Line
  • Allied World and Ascent Removed from this Report
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Intellectual Property and Media Liability Insurance Market Survey 2022

  • Eight Insurers Offering Intellectual Property (IP) Patent Infringement and Related Products
  • 14 Insurers Offering Media Liability Products
  • Bob Fletcher, Founder of IPISC and Driving Force in Intellectual Property Insurance, Passes Away
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Cyber Insurance for Healthcare Market Survey 2021

  • Insurers Are Still in, but Wary
  • Extensive Data on Market Focus, Showing Interest Level for Specific Segments of the Healthcare Industry
  • 18 Insurers Included in this Survey
  • Insurers Added: Resilience
  • Insurers Removed: Markel and TDC Specialty
  • Rates? Going Up….
  • Insurers Consider New or Sharpened Pandemic Coverage Limitations, but Not Many Implemented—Yet
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