Betterley Reports

Compiled by Rick Betterley, a leading consultant on professional liability markets, these free copies of the executive summaries of The Betterley Report provide a series of highly acclaimed market survey reports on six specialty insurance products, including technology errors and omissions and cyber/privacy/media liability.


Cyber/Privacy Insurance Market Survey 2021

  • Difficult Renewals Expected
  • Insurers Report on How They Treat Ransomware Retentions
  • Pandemic-Related Coverage Enhancement and Exclusions Insights from 21 Insurers
  • Rates Are Increasing, and Maximum Limits Are Decreasing—Ransomware Is a Huge Problem
  • New Insurers Added: Celerity Pro and Resilience
  • Insurers Removed from Survey: The Hartford
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Employment Practices Liability Insurance Market Survey 2020

  • Higher Rates for Most and More Challenging Placements for Many
  • 20 Insurers Tell Us How They Are Responding to the Risk Selection and Pricing Challenge
    • Trend Reveals Increasing Attention to Insured’s Practices, Extra Care in Specific Classes, and Higher Rates
  • Arcadian Risk Added; Chubb, Starr, Target Markets, and Zurich Removed; OneBeacon Now Listed under Its New Name—Intact Specialty
  • ISO MarketStance Insight into Market Size and Opportunity
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Private Company Management Liability Insurance Market Survey 2021

  • Rates Are on the Rise—and So Are Deductibles
  • Insurers Are Skittish about Ransomware Coverage
  • Specific Coverage Responses to Pandemic Coverage and Exclusions Are Few, but the Potential Is Real
  • New Insurer Added—NEXUS
  • BH Specialty (Berkshire) Removed
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Technology Errors & Omissions Market Survey 2021

  • Increasing Rates and More Selective Underwriting Put the Squeeze on Tech Insureds
  • ISO MarketStance Forecasts Increasing Premium Growth for the Tech Errors and Omissions (E&O) Line, but the Increase Will Narrow Compared with Nontech E&O
  • OFAC Advisory Prohibiting Ransomware Payments Likely To Play Havoc with this Critical Coverage
  • Admiral, Arch, The Hartford, Markel, and RLI Removed from this Report
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Intellectual Property and Media Liability Insurance Market Survey 2021

  • Eight Insurers Offering Intellectual Property (IP) Patent Infringement and Related Products
  • Tokio Marine Kiln Returns for IP Product Coverage
  • 14 Insurers Offering Media Liability Products
  • Arch Removed from Our Media Liability Product Coverage
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Cyber Insurance for Healthcare Market Survey 2021

  • Insurers Are Still in, but Wary
  • Extensive Data on Market Focus, Showing Interest Level for Specific Segments of the Healthcare Industry
  • 18 Insurers Included in this Survey
  • Insurers Added: Resilience
  • Insurers Removed: Markel and TDC Specialty
  • Rates? Going Up….
  • Insurers Consider New or Sharpened Pandemic Coverage Limitations, but Not Many Implemented—Yet
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