Stand-Alone E-Commerce Market Survey

This chart lists examples of stand-alone e-commerce insurance policies. Some of the listed forms cover both first-party losses and third-party liability claims. Some of the forms cover only one or the other of these two types of risks. And with regard to first-party risks, some of the forms cover only the insured's direct loss, while some also cover the insured's liability to others for loss (e.g., employee theft, third-party theft). Accordingly, the description of coverages is for general information only, and the actual coverage provided by each listed policy is subject to the terms and conditions of that policy.

With respect to the contact information provided, in most cases it directs you to a general home page of a website. Since it can be frustrating to try to obtain information about products from websites, often the quickest way to get information and/or policy wording is by contacting an insurance broker (who works in this area) and/or the insurer itself to ask for a copy of the policy (preferably an electronic copy).

Any insurer listed below that believes that its product has been characterized incorrectly, please direct comments to Michael Rossi. Any such incorrect characterization is not intentional and will be corrected if we are advised of the error. Any insurer who is not listed below that sells stand-alone e-commerce insurance and who wants to be listed in the chart, please send contact information and a copy of your policy form to Michael Rossi, whose address and other biographical information can be accessed by clicking on his name above. Also see the Insurance Law Group website at www.inslawgroup.com.