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commercial property policy

An insurance policy for businesses and other organizations that insures against damage to their buildings and contents due to a covered cause of loss, such as a fire. The policy may also cover loss of income or increase in expenses that results from the property damage (PD). Commercial property policies may be written on standard or nonstandard forms.

See also: all risks coverage, building and personal property coverage form, business income coverage, causes of loss forms, commercial property coverage forms, difference-in-conditions insurance, direct damage coverage, named perils coverage, property insurance.

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