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claims-made and reported provision

A claims-made coverage trigger requiring that a claim be both made against the insured and reported to the insurer during the policy period for coverage to apply. Such provisions, which are found most frequently in professional and directors and officers (D&O) liability policies, often cause problems if a claim is made against an insured late in a policy period and the insured is unable to report the claim to the insurer prior to expiration of the policy. See also Claims-made coverage trigger.

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