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The Additional Insured Book

Commercial Liability

About This Product

Could one book change your entire approach to requiring or granting additional insured status?

That is exactly what best-selling The Additional Insured Book has done for thousands of risk and insurance professionals. Earning praise for being innovative and enlightening, this definitive source for additional insured status and strategies.

This comprehensive guide:

  • examines problems with standard endorsement forms, including those that limit coverage in compliance with state laws;
  • offers suggestions for modifying coverage to correspond with contractual risk transfers;
  • critiques the good and potentially troublesome areas of a number of manuscript additional insured endorsements in use;
  • reflects the latest ISO endorsements;
  • contains over 300 case citations and covers the hottest areas surrounding additional insured statuses, such as degree of fault, the primacy of coverage, and third-party over actions.

The Additional Insured Book provides key insight and practical guidance into a number of cutting-edge areas that are barely touched by most other publications. Relying on its advice, many producers, risk managers, and underwriters have completely changed their approach to requiring or granting additional insured status.

Individual Subscription

$8.92 per month (billed annually)

One Year Subscription

$25.00 per month (billed monthly)

Month to Month Subscription

What's included

Enterprise Subscription

Provide your entire team access to IRMI resources with a package customized to meet your needs.

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What's included

Benefits to You

  • Make sure the endorsement language provided on your customer's policy complies with the contract requirements.
  • Clearly explain how additional insured coverage is intended to coordinate with the additional insured's own liability program.
  • Pinpoint and correct errors in additional insured contract requirements or policy amendments intended to respond to them.
  • Use excerpts as third-party support for your concerns and recommendations, thus earning respect from clients, prospects, and underwriters.
  • Make sure your policy will not provide broader coverage to an additional insured than you desire.
  • Avoid an uninsured breach of contract claim for failure to comply with an additional insured requirement.
  • Draft reasonable and obtainable additional insured requirements that will provide the protection you need.
  • Help ensure your business relationships continue when the big loss occurs.
  • Design a workable contract compliance and certificate monitoring program.
  • Know what questions to ask of your insurer and how to support your position when a claims dispute arises.
  • Analyze the exposure you are assuming when you agree to include an additional insured on a policy.
  • Understand how your company endorsements compare to the standard ISO forms.
  • Understand the drafting intent and history of the ISO endorsements.
  • Analyze your claim to determine whether to accept the responsibility to defend or seek the advice of counsel.
  • Utilize the book as a respected third-party source documenting coverage intent behind the standard endorsements.
  • Understand the drafting intent and history of the ISO endorsements.
  • Become familiar with the hottest areas of litigation surrounding additional insured status, such as degree of fault, primacy of coverage, and third-party over actions.
  • Cite the book as a respected third-party source documenting coverage intent behind the standard endorsements.
  • Review common ways insurance company endorsements differ from ISO.
  • Understand the drafting intent and history of the ISO endorsements.
  • Use as support and a second opinion in your litigation consulting work.

Free Subscriber Newsletter

This valuable resource is included with your subscription at no additional charge.


Electronic Owl Newsletter

Your purchase of the online version of The Additional Insured Book comes with a digital copy of the Contractor's Guide to CIPs—a handy reference that provides guidance on 38 issues contractors should consider when accepting coverage through a wrap-up or controlled insurance program.

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