Agents, Brokers and Account Support Staff

• Evaluate and choose between competing E&O, professional, or management liability policy forms using the discussions and comparison charts.
• Increase your sales using supportive explanations of exposures, related claims, and needed coverage.
• Work more successfully with underwriters by reviewing underwriting considerations and anticipating their needs.
• Spot problems in your competitors' programs or proposals and use IRMI as third-party support of your discoveries and related recommendations.
• Identify and utilize the best markets for management liability, E&O, and professional liability insurance with the up-to-date market directory.
• Avoid errors and omissions arising from tricky claims-made policies using the explanations, analysis, and recommendations provided.

Risk Managers, Financial Executives & Insurance Buyers

• Keep abreast of major developments in management, E&O, and professional liability exposures.
• Determine how CGL and umbrella liability insurance covers or does not cover the management and professional liability exposures your organization faces and whether or not a specific policy is needed.
• Evaluate and choose between competing management, E&O, or professional liability policy forms using the discussions and comparison charts.
• Learn ways to prevent professional, management, or E&O liability claims.
• Understand the activities, exposures, and coverage gaps when using claims-made liability policies.

Underwriters

• Learn how you stack up against the competition with discussions of the policy forms and comparison charts.
• Respond to requests for policy modifications with more insight as to the appropriateness and comparison to competing policies.
• Teach new underwriters about professional liability exposures and how to underwrite them.
• Get advice to provide to agents, brokers, and insureds on ways to prevent claims against professionals.

Claims Adjusters

• Use the layman's language explanations of coverage provisions to develop perspective into coverage intent and as support for your arguments for or against coverage.

Attorneys

• Includes 962 case citations, a 97% increase since 2007.
• Keep abreast of major claim sources against professionals.
• Learn how to advise clients on ways to prevent claims against professionals.
• Gain insight into common variations among different insurers' forms with respect to exclusions, covered damages, claims-made provisions, and much more.
• Use the layman's language explanations of coverage provisions to develop perspective into coverage intent and as support for your arguments for or against coverage.
• Understand the resources available to insurance agents and brokers to help them properly arrange coverage for professionals.
• Demonstrate coverage best practices to the court to help you win your agent/broker E&O cases.

Consultants

• Keep abreast of major claim sources against professionals.
• Learn how to advise clients on ways to prevent claims against professionals.
• Gain insight into common variations among different insurers' forms with respect to exclusions, covered damages, claims-made provisions and much more.
• Get ideas for coverage enhancements to recommend for your clients.
• Use as support and a second opinion in your litigation consulting work.