IRMI Insurance Cancellation Guide

User-friendly summary charts by line of coverage.

Guide to state laws pertaining to an insurer’s intent to cancel, non-renew, or even increase premiums or restrict coverage on renewal of an insurance policy.

This guide from IRMI charts out state laws pertaining to an insurer's intent to cancel, non-renew, or even increase premiums or restrict coverage on renewal of an insurance policy.

  • Provides user-friendly summary charts by line of coverage and more detailed summaries by state for commercial auto, commercial general liability, commercial property, workers compensation, homeowners, and personal auto insurance.
  • Two unique and very helpful features of the guide are links to the actual statutes on the Web and an indication of the form number of the policy endorsement that must be attached to comply with each state's law.
  • Summaries of these laws will be updated twice each year.

IRMI Insurance Cancellation Guide covers these topics.

  • Cancellation & Nonrenewal Provisions - Commercial Lines Policies
  • Summary by Line of Coverage
  • Additional Detail by State
  • Cancellation & Nonrenewal Provisions - Personal Lines Policies
  • Summary by Line of Coverage
  • Additional Detail by State

Agents, Brokers, and Account Support Staff

  • Helps you ensure your insurers are complying with state regulations regarding cancellation and nonrenewal of policies, increase in premiums, and restriction of coverage at time of renewal.

Risk Managers, Financial Executives, & Insurance Buyers

  • Helps you ensure your insurer is complying with variations in state laws regarding cancellation and nonrenewal of your policies, increase in premiums, and restriction of coverage at time of renewal.

Underwriters

  • Helps you comply with state regulations regarding cancellation and nonrenewal of policies, increases in premiums, and restrictions of coverage at time of renewal.

Attorneys

  • Helps you ensure your client or employer is complying with state regulations regarding cancellation and nonrenewal of policies, increases in premiums, and restrictions of coverage at time of renewal.

Consultants

  • Helps you ensure your client's insurer is complying with state regulations regarding cancellation and nonrenewal of policies, increases in premiums, or restrictions of coverage at time of renewal.
Bonus Publication Icon

Your purchase of the IRMI Insurance Cancellation Guide comes with a copy of the Contractor's Guide to OCIPs, a handy reference that provides guidance on 39 issues contractors should consider when accepting coverage through a wrap-up or controlled insurance program. This publication was prepared by the OCIP Task Force of the AGC of America.

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