What's New—May 2009

Three reference manual updates and new issues of The Risk Report, Captive Insurance Company Reports (CICR), and Employment Practices Liability Consultant (EPLiC) have been added to the IRMI infobases. We have also updated the home page and job function dashboards to facilitate navigation in the site.

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Newsletters & Journals

Previously, to cover general liability agriculture exposures, the CGL policy needed to be tailored with a number of endorsements. The May issue of The Risk Report, discusses American Association of Insurance Services introduction of the AAIS Agricultural General Liability Program (AgGL), the first standardized general liability program specifically designed for farms and agribusinesses.

The May issue of Captive Insurance Company Reports (CICR) begins with our annual captive count, presenting both the captive count by domicile and the 10 largest captive managers, as initially compiled by Business Insurance. Hugh Rosenbaum then presents an overview of the recent CICA conference.

The spring issue of Employment Practices Liability Consultant (EPLiC) includes the following articles.

• FMLA Traps for the Unwary
• Beware the Worker Adjustment and Retraining Notification (WARN) Act: Employer Pitfalls Abound
• Using Protective Legal Documents To Prevent Employment-Related Claims
• Ricci v. DeStefano: A Landmark Employment Discrimination Ruling on the Horizon

Reference Manuals

Commercial Liability Insurance revises and expands various topics included in the CGL Additional Insured section. Significant legal decisions bearing on the coverage available to design professionals as insureds under a contractor’s CGL policy are discussed, as well as the applicability of automatic additional insured endorsements to multi-tier insurance requirements in construction projects. The supplement also provides two revised discussions of commercial umbrella topics. Section XI.J has been revised to explain the effect of different kinds of drop down provisions on coverage for a sequence of claims including long-tail losses. Section XII.C has been revised to explain that the interpretation of follow form provisions is governed by a contract law doctrine called "incorporation by reference." In addition, several new issues with follow form coverage, such as follow form language that is too specific, are now discussed.

D&O MAPS has been expanded to include the following policies and analyses.

• Old Republic (through Chicago Underwriting Group) Primary D&O Policy
• Old Republic (through Chicago Underwriting Group) Excess D&O Policy

Personal Risk Management and Insurance (PRMI) updates and expands the residential loss exposure discussion, which analyzes property perils and examines liability loss exposures. Key U.S. statistics, hazards, and loss control techniques associated with the perils are also addressed. In addition, the supplement updates the state-by-state analysis of state workers compensation laws as they relate to domestic workers, the homeowners and PAP cancellation requirements, the listing of countrywide and state-specific endorsements in the ISO homeowners program, and several states' UM pages (DC, HI, ME, MD, NH, ND, VT, WY).

Forms

The ACORD Forms manual has been updated (thru April 2009) with new and revised forms. The ACORD Forms manual now includes more than 620 forms.