waiting period deductible

(1) A deductible provision sometimes used in business interruption and other time element policies, in lieu of a dollar amount deductible, that establishes that the insurer is not responsible for loss suffered during a specified period of time (such as 72 hours) immediately following a direct damage loss. (2) A deductible mechanism in disability income policies and under workers compensation statutes that establishes a period of time which must pass following an accident or illness causing disability before salary continuation benefits are payable. See also Deductible.


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