vendors single interest coverage

Insurance purchased by financial institutions that protects against financial loss from physical damage to property (collateral) on which loans have been made. Such coverage applies in the event the borrower does not have physical damage coverage in place. Vendors single interest insurance covers only the outstanding balance on the loan. Even though the borrower frequently pays the premium, he or she receives no insurance protection of his equity under such policies.


Links for IRMI Online Subscribers Only: CPI IX.W


More Commercial Property Information from IRMI
Books, Manuals, Newsletters IRMI
Online
SilverPlume
Sage
Commercial Property Insurance IRMI Online SilverPlume Sage
The Risk Report IRMI Online SilverPlume Sage
Free Insurance Articles in IRMI.com
25 Risk-Conquering Ideas
Business Interruption Insurance
Property Insurance
Terrorism Risk Insurance
Insurance Continuing Education Courses from IRMI
Commercial Property Insurance (CE)
National Flood Insurance Program (CE)
Commercial Property Insurance for Contractors (CRIS CE)
Home > Free Risk & Insurance Information > Glossary of Insurance & Risk Management Terms > Terms > V > vendors single interest coverage