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uberrimae fidae
ultimate loss
ultimate net loss
umbrella liability policy
unaffiliated business
unallocated benefit
unallocated loss adjustment expenses (ULAE)
unauthorized insurer
unbundling
unconditional settlement clause
underground property damage
underinsurance
underinsured motorists (UIM) coverage
underlyers
underlying coverage
underlying interest
underlying premium
underwriter
underwriting
underwriting agency
underwriting capacity
underwriting cash flow
underwriting class
underwriting cycle
underwriting expense
underwriting guidelines
underwriting manager
underwriting member
underwriting period
underwriting profit
underwriting risk
underwriting year experience
undue hardship
unearned premium (UEP)
unearned premium reserve
unearned reinsurance premium
unfunded retention
unfunded self-insurance
Unified Carrier Registration Agreement (UCRA)
Uniformed Services Employment and Reemployment Rights Act (USERRA) of 1994
uniform resource locator (URL)
Uniform Task Based Management System (UTBMS)
unilateral contract
unilateral extended reporting period provision
unimpaired surplus
uninsured motorist (UM) coverage
unit statistical card
universal life insurance
unplanned retention
unrelated business
unrelated business income tax (UBIT)
unrelated risk
unreported claims
unseaworthiness
unusual expenses
upset coverage
URL
use and occupancy insurance
U.S. Longshore and Harbor Workers Compensation Act
utility service interruption coverage
utilization review
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underwriter

Any individual in insurance who has the responsibility of making decisions regarding the acceptability of a particular submission and of determining the amount, price, and conditions under which the submission is acceptable.
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