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Racketeer Influenced and Corrupt Organizations (RICO) Act of 1970
RACM
radiological weapon
radius class
radius of operations
railroad protective liability
railroad sidetrack agreement
rainmaker
ratable losses
rate
rate basis
rated insurer
rate discrimination
rate making
rate manual
rate of natural change
rate on line (ROL)
rating
rating bureau
rating class
rating experience
rating methodology
RBNE
RCRA
readjustment income
real estate brokers errors and omissions
real property
reasonable accommodation
reasonable repairs
reasonably available control technology (RACT)
rebate
rebating
recapture
reciprocal
reciprocal insurance
reciprocity
recision
recurrent disability
recurring clause
redact
redlining
redomiciling
reduced paid-up insurance
refund annuity
registered agent
registered mail coverage
Registered Professional Liability Underwriter (RPLU)
registers
regression analysis
regulated asbestos-containing material (RACM)
regulated medical waste
Regulation 114 trust
regulatory agency exclusion
regulatory estoppel
regulatory risk
rehabilitation management
reimbursement policies
reinstatement
reinstatement premium
reinsurance
reinsurance agreement
reinsurance assumed
reinsurance captive
reinsurance ceded
reinsurance commission
reinsurance confirmation
reinsurance credit
reinsurance/hedging strategy optimization
reinsurance intermediaries
reinsurance pool
reinsurance premium
reinsurance recoverable
reinsurance sidecar
reinsurance treaty
reinsurance wheel
reinsured
reinsurer
reinsurer's margin
related claims provisions
related person insurance income (RPII)
related product liability exclusion
related risk
release
relief well coverage
remedial action (RA)
remedial design
remedial investigation
remedial project manager (RPM)
remedial response
remediation
remediation cost cap policy
remuneration
renewable term
renewal certificate
renewal policy
rent-a-captive
rental captive
rental cost reimbursement (cost of hire) endorsement
rents or rental value insurance
repatriation
repatriation of dividends insurance
replacement cost coverage
reportable quantity (RQ)
reported losses
reporting form coverage
reporting lag
repossessed autos endorsement
representation
representations and warranties insurance
reproduction cost
reputational risk
request for proposal (RFP)
Research and Special Programs Administration (RSPA)
reservation of rights
reserve
reserved but not enough (RBNE)
residence employee: homeowners policy
resident agent
residential wrap-up
residual market
residual market load (RML)
residual market loading
residual value insurance
res ipsa loquitur
res judicata
Resource Conservation and Recovery Act (RCRA)
respondeat superior
response action
restitution of fees
results standards
resumption plan
retail agent
retaliation claims
retaliatory law
retaliatory suits
retention
retention ability
retention plan
retirement annuity
retirement income policy
retraction provisions
retroactive conversion
retroactive date
retroactive insurance
retrocedent
retrocession
retrocessionaire
retrocessional pools
retrospective aggregates
retrospective rating
return of premium (or cash value)
return of professional fees exclusion
return of remuneration exclusion
return on equity (ROE)
return on risk-adjusted capital (RORAC)
return premium
return-to-work program
reverse flow business
reversionary
RICO
rider
riggers liability insurance
right of offset
right of recourse provision
Right to Repair Law
RIMS
rip and tear coverage
risk
risk-adjusted return on capital (RAROC)
risk-adjusted return on risk-adjusted capital (RARORAC)
risk-adjustment investment (capital)
Risk and Insurance Management Society (RIMS)
risk appetite
risk assumption
risk-based capital (RBC) requirements
risk capital
risk charge
risk concentration
risk control
risk dashboard
risk distribution
risk financing
risk gap
risk identification
risk index
risk management
risk management information system (RMIS)
risk management process
risk management techniques
risk manager
risk map/mapping
risk pool
risk prioritization
risk profile
risk purchasing group (RPG)
risk quantification
risk reduction
risk retention
Risk Retention Act (RRA)
risk retention group (RRG)
risk securitization
risk sharing
risk shifting
risk smoothing
risk tolerance
risk types
risk volatility
RMIS
road rage
robbery
robbery and safe burglary coverage, money and securities form Q
robbery and safe burglary coverage, other than money and securities form D
rolling policy limits
rolling wrap-up
Rule 11 sanctions
running down clause
runoff
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rating experience

Computing a premium based on the loss experience of the risk itself. Essentially a comparison of actual losses with expected losses. If actual losses are lower than expected, a premium credit to the manual rate or prior-year premium results. If actual losses are greater than expected, a premium surcharge results.
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