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object
objective findings
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offer
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offset clause
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on-demand bonds, bank guarantees
ongoing operations
Online Privacy Protection Act of 2003 (AB68)
onshore captive
open perils
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open stock burglary policy
operating cash flow
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operators extra expense (OEE)
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ordinance or law coverage
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organizational documents
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organizing
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original insurer
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other insurance clause
other states coverage
other structures: homeowners policy
other-than-collision coverage
other underwriting income
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outer continental shelf
Outer Continental Shelf Lands Act (OCSLA) of 1953
out of employment
outplacement services
outside directors
outside directorship liability coverage
outstanding losses
outstanding loss reserves (OSLR)
outstanding premiums
overall operating ratio
overinsurance
overlapping insurance
over-line
override
overriding commission
overtime surcharge
owner controlled insurance program (OCIP)
owner-operator
owners and contractors protective (OCP) liability coverage
ownership clause
owners, landlords, and tenants (OL&T) liability policy
owners protective errors and omissions insurance coverage
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over-line

An amount of insurance or reinsurance that exceeds an insurer's or reinsurer's normal capacity.
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