Skip Navigation Links.
Collapse IRMI OnlineIRMI Online
Expand How To Use IRMI OnlineHow To Use IRMI Online
My Paid Publications
Expand What's NewWhat's New
Expand DashboardsDashboards
Expand Commercial Liability InformationCommercial Liability Information
Expand Commercial Property InformationCommercial Property Information
Expand Commercial Auto InformationCommercial Auto Information
Expand D&O, PL, E&O, EPLI InformationD&O, PL, E&O, EPLI Information
Expand Workers Compensation InformationWorkers Compensation Information
Classifications and Cross-References
Expand Risk Mgt. and Multiline InformationRisk Mgt. and Multiline Information
Expand Risk Finance InformationRisk Finance Information
Expand Construction InformationConstruction Information
Expand Personal Lines InformationPersonal Lines Information
Expand Insurance IndustryInsurance Industry
Collapse Glossary of Insurance & Risk Management TermsGlossary of Insurance & Risk Management Terms
Collapse TermsTerms
Expand AA
Expand BB
Expand CC
Expand DD
Expand EE
Expand FF
Expand GG
Expand HH
Expand II
Expand JJ
Expand KK
Expand LL
Expand MM
Expand NN
Collapse OO
object
objective findings
obligatory treaty
obligee
obligor
occupational accident insurance
occupational classification
occupational disease
occupational injury
occupational manual
occurrence
occurrence policy
occurrence year
ocean marine coverage
OCP
OCSLA
OEE
of counsel
off-balance-sheet risk
off-duty coverage
offer
office burglary and robbery
Office of Motor Carrier Standards (OMCS)
off-premises power coverage
offset clause
offshore captive
OL&T liability policy
omnibus clause
on-demand bonds, bank guarantees
ongoing operations
Online Privacy Protection Act of 2003 (AB68)
onshore captive
open perils
open rating
open stock burglary policy
operating cash flow
operating earnings
operational capital
operational risk
operational risk financing securities (ORFS)
operational risk management (ORM)
operators extra expense (OEE)
optimization
optimum level of risk retention
option
option backdating
option instruments
optionally renewable
option spring-loading
opt-out lawsuits
ordinance or law coverage
ordinary construction
ordinary life
ordinary payroll limitation or exclusion endorsement
organizational documents
organizational risk
organizing
original gross premium (OGP)
original insurer
OSLR
ostensible agency liability
other insurance clause
other states coverage
other structures: homeowners policy
other-than-collision coverage
other underwriting income
outcomes measurement
outer continental shelf
Outer Continental Shelf Lands Act (OCSLA)
out of employment
outplacement services
outside directors
outside directorship liability coverage
outstanding losses
outstanding loss reserves (OSLR)
outstanding premiums
overall operating ratio
overinsurance
overlapping insurance
over-line
override
overriding commission
overtime surcharge
owner controlled insurance program (OCIP)
owner-operator
owners and contractors protective (OCP) liability coverage
ownership clause
owners, landlords, and tenants (OL&T) liability policy
owners protective errors and omissions insurance coverage
Expand PP
Expand QQ
Expand RR
Expand SS
Expand TT
Expand UU
Expand VV
Expand WW
X
Expand YY
Expand ZZ
Acronyms
IRMI Publication Cross-Reference Key
Suggest a Glossary Improvement or New Term
Glossary Contributors
Add the Glossary Index to Your Web Site
Expand SearchSearch
Terms of Use
Privacy Statement
System Requirements
Support

off-duty coverage

Coverage for police officers' personal liability exposure while moonlighting or otherwise off duty. This exposure is typically excluded in most law enforcement liability policies. However, coverage can usually be added by endorsement for an additional premium.

Links for IRMI Online Subscribers Only: PLI XI.G

More D&O, E&O, and Professional Liability Information from IRMI
Books, Manuals, Newsletters IRMI
Online 		SilverPlume
Sage
Professional Liability Insurance IRMI Online SilverPlume Sage
D&O MAPS IRMI Online SilverPlume Sage
Employment Practices Liability Consultant IRMI Online SilverPlume Sage
How To Draft and Interpret Insurance Policies
The Risk Report IRMI Online SilverPlume Sage
Free Insurance Articles in IRMI.com
20 Ways to Improve Directors and Officers Liability Coverage or Practices
Cyber Insurance
D&O Liability Insurance Law
Employment Practices Liability
Design-Build Liability
Design Liability
Design Professional Liability Insurance
Insurance Continuing Education Courses from IRMI
Design-Build Risk and Insurance (CRIS CE)
Professional and Management Liability: Exposures and Insurance Coverage (MLIS CE)
Common Features of Professional and Management Liability Policy Forms (MLIS CE)
Professional Liability Insurance Coverage Triggers (MLIS CE)
Directors & Officers Liability Exposures (MLIS CE)
Directors & Officers Liability Insurance Coverage (MLIS CE)
Employment Practices Liability Exposures and Insurance Coverage (MLIS CE)
Fiduciary Liability Exposures and Insurance Coverage (MLIS CE)
Check It Out
Save 36% with the IRMI Professional Library
© 2000-2009 International Risk Management Institute, Inc. (IRMI). All rights reserved.