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objective findings
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Outer Continental Shelf Lands Act (OCSLA)
out of employment
outplacement services
outside directors
outside directorship liability coverage
outstanding losses
outstanding loss reserves (OSLR)
outstanding premiums
overall operating ratio
overinsurance
overlapping insurance
over-line
override
overriding commission
overtime surcharge
owner controlled insurance program (OCIP)
owner-operator
owners and contractors protective (OCP) liability coverage
ownership clause
owners, landlords, and tenants (OL&T) liability policy
owners protective errors and omissions insurance coverage
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occurrence year

The time period defined by a body of losses composed of all claims occurring during a particular year.

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