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occupational accident insurance
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Online Privacy Protection Act of 2003 (AB68)
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organizational documents
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other structures: homeowners policy
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outer continental shelf
Outer Continental Shelf Lands Act (OCSLA) of 1953
out of employment
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outside directorship liability coverage
outstanding losses
outstanding loss reserves (OSLR)
outstanding premiums
overall operating ratio
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overlapping insurance
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override
overriding commission
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owner controlled insurance program (OCIP)
owner-operator
owners and contractors protective (OCP) liability coverage
ownership clause
owners, landlords, and tenants (OL&T) liability policy
owners protective errors and omissions insurance coverage
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occupational classification

In workers compensation, the assembling of like occupations together for classification and premium rating purposes. The rationale for the grouping is that certain occupations share common exposures and hazards.
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