motor vehicle insurance law
Any state law that addresses the manner in which third-party liability or
first-party indemnity coverage must be offered, provided, or maintained with
respect to a motor vehicle (e.g., a financial responsibility, compulsory insurance,
uninsured/underinsured motorists (UM/UIM), or personal injury protection
(PIP) law). In determining
the distinction between what is an "auto" and thus covered under an auto liability
policy and what is "mobile equipment" and thus subject to coverage under a
commercial general liability (CGL) policy, it is important to note that any statute that could have a bearing
on whether a court of law would find that a particular piece of equipment is
a motor vehicle for purposes of determining liability would be included in the
term "other motor vehicle insurance law." Thus, a motor vehicle registration
law could be considered a motor vehicle insurance law. See also
Motor vehicle;
Motor vehicle registration law.
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CAI IV.F