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labor contractor
Lamb-Weston rule
lapse
lapse ratio
large deductible plan
large line capacity
laser exclusion
last injurious exposure
latent defect
lateral hire
laundry listing
law clerk
law enforcement officers liability
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legal liability coverage form (ISO)
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Lilly Ledbetter Fair Pay Act of 2009
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line sheet
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liquor law liability (dramshop)
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little Miller Acts
livestock collision
livestock coverage form
livestock mortality insurance
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locality standard
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lowest achievable emission rate
low speed vehicle (LSV)
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loss ratio coverage

A form of stop loss reinsurance under which the reinsurer pays a portion of the claims represented by a loss ratio in excess of a specified loss ratio. For example, "20 percent in excess of 110 percent" will result in claims between 110 percent and 130 percent being paid by the reinsurer.

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