Skip Navigation Links.
Collapse IRMI OnlineIRMI Online
Expand How To Use IRMI OnlineHow To Use IRMI Online
My Paid Publications
Expand What's NewWhat's New
Expand DashboardsDashboards
Expand Commercial Liability InformationCommercial Liability Information
Expand Commercial Property InformationCommercial Property Information
Expand Commercial Auto InformationCommercial Auto Information
Expand D&O, PL, E&O, EPLI InformationD&O, PL, E&O, EPLI Information
Expand Workers Compensation InformationWorkers Compensation Information
Classifications and Cross-References
Expand Risk Mgt. and Multiline InformationRisk Mgt. and Multiline Information
Expand Risk Finance InformationRisk Finance Information
Expand Construction InformationConstruction Information
Expand Personal Lines InformationPersonal Lines Information
Expand Claims, Caselaw, LegalClaims, Caselaw, Legal
Expand Insurance IndustryInsurance Industry
Collapse Glossary of Insurance & Risk Management TermsGlossary of Insurance & Risk Management Terms
Collapse TermsTerms
Expand AA
Expand BB
Expand CC
Expand DD
Expand EE
Collapse FF
face amount
facility emergency coordinator
factory firms
facultative automatic
facultative obligatory treaty
facultative reinsurance
failure to collect contributions exclusion
failure to fund in accordance with ERISA exclusion
failure to insure exclusion
Fair Access to Insurance Requirements (FAIR) plans
Fair Credit Reporting Act (FCRA) of 1970
Fair Labor Standards Act (FLSA) of 1938
fair rental value (FRV) coverage
faithful performance coverage
false arrest
false pretense, trick, and device
Family and Medical Leave Act (FMLA) of 1993
family exclusion
farmowners insurance
farm umbrella policy
FAS 5
FAS 115
FAS 113
f-cubed litigation
feasibility study
Federal Coal Mine Safety and Health Act (FCMS&HA) of 1969
federal crop insurance
Federal Emergency Management Agency (FEMA)
Federal Employers Liability Act (FELA) of 1908
federal excise tax (FET)
Federal Highway Administration (FHWA)
Federal Insurance Contribution Act (FICA) of 1935
Federal Motor Carrier Safety Administration (FMCSA)
Federal Motor Carrier Safety Regulations (FMCSR)
Federal Savings and Loan Insurance Corporation (FSLIC)
fee-for-service
fees
fee schedule
fellow employee coverage
fellow employee exclusion
fellow employee suits coverage
Fellow in Risk Management (FRM)
Fellowship of the Chartered Insurance Institute (FCII)
fidelity bond
fiduciary
fiduciary bond
fiduciary liability
fiduciary liability endorsement
fiduciary liability "follow-on" claims
field service advice (FSA)
filed forms
financed insurance
Financial Accounting Standards Board (FASB)
Financial Anti-Terrorism Act (FATA or PATRIOT Act) of 2001
financial capacity
financial disclosure claims
financial guarantee insurance
financial institution bond
financial modeling
financial quota share
financial reinsurance
financial responsibility
financial responsibility law
financial restatement
financial restatement exclusion
financial risk management
financial statement
financial transformation (FT)
fine arts coverage
finite risk insurance
fire brigade
fire department service charge coverage
fire legal liability coverage
fire-resistive construction
firewall
fire wall
FIRMette
"first bite"
first class mail coverage
first dollar coverage
first dollar defense coverage
first dollar defense, umbrella
first named insured
first-party insurance
first surplus reinsurance treaty
fixed-cost insurance
flat
flat cancellation
flat commission
flat dividend
flat rate
fleet
fleet automatic, auto
fleet of companies
fleet policy
floater policy
floating excess policy
flood coverage
flood exclusion
flood insurance rate map (FIRM)
floor
follow form
follow form professional liability endorsement
following reinsurer
following the fortunes
forced placed
force majeure
force majeure insurance
foreign commerce
foreign-cubed litigation
foreign currency controls
foreign insurer
foreign liability coverage
foreign title equivalent coverage provision
forgery or alteration coverage
"for-hire" motor carrier
form
fortuitous event
forum shopping
forward
forward contract
"four-corners" test
401(k) plan
fractional premium
frame construction
franchise deductible
franchise inflation clause
franchise insurance
fraud
Fraud Claim Law Associate (FCLA)
Fraud Claim Law Specialist (FCLS)
free alongside (FAS)
free of capture and seizure (FC&S) warranty
free of particular average (American conditions) (FPAAC)
free of particular average (English conditions) (FPAEC)
free of particular average (FPA)
free on board (FOB)
free on board destination
freight broker
freight forwarder
frequency
friable asbestos
friendly fire
front company
fronted captive
fronting
front pay
full coverage
full preliminary term reserve valuation
full prior acts coverage
full-timers coverage
fully insured status
fully paid policy
functional capacity evaluation (FCE)
functional job description
functional replacement cost
functional replacement cost provision or endorsement
fundamental risk
fund control agreement
funded
funded covers
funded pension plan
funded retention
funded self-insurance
fund states coverage
funds withheld
furriers block policy
furriers customers insurance
future
futures contract
Expand GG
Expand HH
Expand II
Expand JJ
Expand KK
Expand LL
Expand MM
Expand NN
Expand OO
Expand PP
Expand QQ
Expand RR
Expand SS
Expand TT
Expand UU
Expand VV
Expand WW
X
Expand YY
Expand ZZ
Acronyms
IRMI Publication Cross-Reference Key
Suggest a Glossary Improvement or New Term
Glossary Contributors
Add the Glossary Index to Your Website
Expand SearchSearch
Terms of Use
Privacy Statement
System Requirements
Support

flat dividend

A policyholder dividend paid to the insured as a flat percentage of the premium, usually between 5 and 15 percent. Dividends are not guaranteed and can be paid only after the insurer's board of directors declares a dividend.

More Risk Finance and Captives Information from IRMI
Books, Manuals, Newsletters IRMI
Online 		ReferenceConnect
Risk Financing IRMI Online ReferenceConnect
Captive Insurance Company Reports IRMI Online ReferenceConnect
Captive Practices and Procedures IRMI Online ReferenceConnect
Captives and the Management of Risk IRMI Online ReferenceConnect
The Risk Report IRMI Online ReferenceConnect
Free Risk Financing Articles in IRMI.com
25 Risk-Conquering Ideas
Risk Finance
Captive Insurance
Additional Insured Insurance Law
Insurance Continuing Education Courses from IRMI
Ethics Considerations for P&C Insurance Professionals (CE)
Ethics in the P&C Insurance Workplace (CE)
Advertisements
    
 
© 2000-2012 International Risk Management Institute, Inc. (IRMI). All rights reserved.