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Collapse Glossary of Insurance & Risk Management TermsGlossary of Insurance & Risk Management Terms
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Collapse FF
face amount
facility emergency coordinator
factory firms
facultative automatic
facultative obligatory treaty
facultative reinsurance
failure to collect contributions exclusion
failure to fund in accordance with ERISA exclusion
failure to insure exclusion
Fair Access to Insurance Requirements (FAIR) plans
Fair Credit Reporting Act (FCRA) of 1970
Fair Labor Standards Act (FLSA) of 1938
fair rental value (FRV) coverage
faithful performance coverage
false arrest
false pretense, trick, and device
Family and Medical Leave Act (FMLA) of 1993
family exclusion
farmowners insurance
farm umbrella policy
FAS 5
FAS 115
FAS 113
f-cubed litigation
feasibility study
Federal Coal Mine Safety and Health Act (FCMS&HA) of 1969
federal crop insurance
Federal Emergency Management Agency (FEMA)
Federal Employers Liability Act (FELA) of 1908
federal excise tax (FET)
Federal Highway Administration (FHWA)
Federal Insurance Contribution Act (FICA) of 1935
Federal Motor Carrier Safety Administration (FMCSA)
Federal Motor Carrier Safety Regulations (FMCSR)
Federal Savings and Loan Insurance Corporation (FSLIC)
fee-for-service
fees
fee schedule
fellow employee coverage
fellow employee exclusion
fellow employee suits coverage
Fellow in Risk Management (FRM)
Fellowship of the Chartered Insurance Institute (FCII)
fidelity bond
fiduciary
fiduciary bond
fiduciary liability
fiduciary liability endorsement
fiduciary liability "follow-on" claims
field service advice (FSA)
filed forms
financed insurance
Financial Accounting Standards Board (FASB)
Financial Anti-Terrorism Act (FATA or PATRIOT Act) of 2001
financial capacity
financial disclosure claims
financial guarantee insurance
financial institution bond
financial modeling
financial quota share
financial reinsurance
financial responsibility
financial responsibility law
financial restatement
financial restatement exclusion
financial risk management
financial statement
financial transformation (FT)
fine arts coverage
finite risk insurance
fire brigade
fire department service charge coverage
fire legal liability coverage
fire-resistive construction
firewall
fire wall
FIRMette
"first bite"
first class mail coverage
first dollar coverage
first dollar defense coverage
first dollar defense, umbrella
first named insured
first-party insurance
first surplus reinsurance treaty
fixed-cost insurance
flat
flat cancellation
flat commission
flat dividend
flat rate
fleet
fleet automatic, auto
fleet of companies
fleet policy
floater policy
floating excess policy
flood coverage
flood exclusion
flood insurance rate map (FIRM)
floor
follow form
follow form professional liability endorsement
following reinsurer
following the fortunes
forced placed
force majeure
force majeure insurance
foreign commerce
foreign-cubed litigation
foreign currency controls
foreign insurer
foreign liability coverage
foreign title equivalent coverage provision
forgery or alteration coverage
"for-hire" motor carrier
form
fortuitous event
forum shopping
forward
forward contract
"four-corners" test
401(k) plan
fractional premium
frame construction
franchise deductible
franchise inflation clause
franchise insurance
fraud
Fraud Claim Law Associate (FCLA)
Fraud Claim Law Specialist (FCLS)
free alongside (FAS)
free of capture and seizure (FC&S) warranty
free of particular average (American conditions) (FPAAC)
free of particular average (English conditions) (FPAEC)
free of particular average (FPA)
free on board (FOB)
free on board destination
freight broker
freight forwarder
frequency
friable asbestos
friendly fire
front company
fronted captive
fronting
front pay
full coverage
full preliminary term reserve valuation
full prior acts coverage
full-timers coverage
fully insured status
fully paid policy
functional capacity evaluation (FCE)
functional job description
functional replacement cost
functional replacement cost provision or endorsement
fundamental risk
fund control agreement
funded
funded covers
funded pension plan
funded retention
funded self-insurance
fund states coverage
funds withheld
furriers block policy
furriers customers insurance
future
futures contract
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flat cancellation

The cancellation of a policy as of its effective date, before the company has assumed liability. This requires the return of paid premium in full.
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