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earned premium
earned reinsurance premium
earned surplus
earnings before interest, dividends, depreciation, and amortization (EBIDDA)
earnings guidance
earnings insurance
earth movement or earthquake exclusion
earthquake coverage
easement
easement appurtenant
easement by prescription
easement, public
ecological risk assessment
economic capital
economic cost of ruin (ECOR)
economic damages
Economic Loss Doctrine
economic or use value
economic value added (EVA)
educators legal liability (ELL) insurance
EEO-1 report
effective date
effective tax rate
efficacy insurance
efficient cause
election
election window
elective benefits
electrical damage or injury exclusion
Electronic Communications Privacy Act (ECPA) of 1986
electronic data liability
electronic data processing (EDP) coverage
electronic funds transfer (EFT) system coverage
electronic products errors and omissions insurance
elevator insurance
eligibility period
elimination period
embedded value
emergency
emergency medical technician (EMT) and paramedics professional liability
emergency response plan
emergency response values
employed lawyers professional liability insurance
employee as lessor endorsement
employee assistance program (EAP)
employee benefit programs
employee benefits liability
employee dishonesty coverage
employee hired autos endorsement
employee leasing
employee leasing company
employee pension benefit plans
Employee Retirement Income Security Act liability
Employee Retirement Income Security Act (ERISA) of 1974
Employee Retirement Income Security Act Section 510
Employee Retirement Income Security Act Section 404(c)
Employee Retirement Income Security Act stock drop litigation
Employee Retirement Income Security Act "tag-along" claims
employees as additional insureds
employees as insureds endorsement
employee stock ownership plan (ESOP)
employee stock purchase plan
employee welfare benefit plans
employers excess indemnity insurance
employers liability coverage
Employment Arbitration Agreement
employment-at-will doctrine
employment practices liability insurance (EPLI)
employment-related practices liability (ERPL) policy
employment risk
encapsulation
endangerment assessment
endemic disease coverage
endorsement
endowment insurance
energy release theory
enforceable requirements
enforcement decision document (EDD)
engaged in trade or business (ETB)
engagement letter
engineering
engineering insurance
Engineering Joint Contracts Documents Committee (EJCDC)
enterprise risk management (ERM)
entire contract clause
entity coverage
entity securities coverage
environmental assessment
environmental audit
environmental impact statement
environmental impairment liability (EIL) insurance
environmental liability buyout
Environmental Monitoring and Assessment Program (EMAP) data
environmental stop loss insurance
Equal Employment Opportunity Commission (EEOC)
Equal Pay Act of 1963
equipment breakdown insurance
equipment floater
equitable estoppel
equitable subrogation
erection all risks (EAR) insurance
ergonomics
Erie Doctrine
error or omission in reporting endorsement
errors and omissions (E&O) clause
errors and omissions (E&O) insurance
escape provision
essential functions
estate plan
estimated premium
estoppel
event
event insurance
event risk
event triggered financings
evidence
evidence of insurability
exacerbation
examination under oath (EUO)
exception (to exclusion)
excess
excess ad damnum letter
excess and surplus (E&S) lines insurance
excess cover
excess insurance
excess interest
excessive fee claims
excess liability "follow form" policy
excess liability policy
excess limit
excess lines broker
excess loss premium (ELP) factor
excess of loss ratio reinsurance
excess of loss reinsurance
excess per risk reinsurance
excess point
excess workers compensation insurance
exchange transfer embargo indemnity
exclusion
exclusive agency system
exclusive remedy
exculpatory clause
executive officer
executor
exemplary damages
exempt motor carrier
ex gratia payment
exhibitor insurance
ex-medical coverage
ex parte hearings
expatriate
expected loss
expected morbidity
expected mortality
expected or intended
expected reinsurer deficit (ERD)
expediting expense
expediting expense coverage
expense
expense allowance
expense constant
expense load
expense ratio
expense reserve
experience
experience account
experience modification
experience modifier
experience rating
experience refund
expert
expiration
expiration file
expiration notice
export and/or import embargo indemnity
exposure
exposure base
exposure-in-residence theory
exposure rating
exposure survey
express authority
expropriation
extended coverage (EC) endorsement
extended discovery period
extended discovery provision
extended period of indemnity endorsement or option
extended reporting period (ERP)
extended term insurance
exterior insulation and finish systems (EIFS)
extortion coverage form G
extracontractual damages
extracontractual obligations (ECO)
extra expense coverage
extra percentage tables
extra premium
extraterritorial coverage
extremely hazardous substances
"extrinsic facts" test
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expense constant

A fixed, flat expense charge applied to every workers compensation policy in states using advisory rates. The charge applies in addition to the premium developed for that policy and recognizes that some of the administrative costs associated with writing a workers compensation policy do not vary with the amount of premium and should, therefore, not be included in the factors that are used to develop rates.

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