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earned premium
earned reinsurance premium
earned surplus
earnings before interest, dividends, depreciation, and amortization (EBIDDA)
earnings guidance
earnings insurance
earth movement or earthquake exclusion
earthquake coverage
easement
easement appurtenant
easement by prescription
easement, public
ecological risk assessment
economic capital
economic cost of ruin (ECOR)
economic damages
Economic Loss Doctrine
economic or use value
economic value added (EVA)
educators legal liability (ELL) insurance
EEO-1 report
effective date
effective tax rate
efficacy insurance
efficient cause
election
election window
elective benefits
electrical damage or injury exclusion
Electronic Communications Privacy Act (ECPA) of 1986
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electronic data processing (EDP) coverage
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elevator insurance
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employed lawyers professional liability insurance
employee as lessor endorsement
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employee dishonesty coverage
employee hired autos endorsement
employee leasing
employee leasing company
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Employee Retirement Income Security Act liability
Employee Retirement Income Security Act (ERISA) of 1974
Employee Retirement Income Security Act Section 510
Employee Retirement Income Security Act Section 404(c)
Employee Retirement Income Security Act stock drop litigation
Employee Retirement Income Security Act "tag-along" claims
employees as additional insureds
employees as insureds endorsement
employee stock ownership plan (ESOP)
employee stock purchase plan
employee welfare benefit plans
employers excess indemnity insurance
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Employment Arbitration Agreement
employment-at-will doctrine
employment practices liability insurance (EPLI)
employment-related practices liability (ERPL) policy
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endemic disease coverage
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Equal Pay Act of 1963
equipment breakdown insurance
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error or omission in reporting endorsement
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exception (to exclusion)
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excess and surplus (E&S) lines insurance
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environmental stop loss insurance

Reduces the risk of pollution cleanup cost overruns by providing insurance coverage for excess cleanup costs when the actual cost exceeds the original estimate by more than some established percentage, such as 130 percent. That part of the percentage that exceeds 100 percent represents a built-in "buffer" before coverage is triggered under the policy. The size of the buffer will depend on the underwriter's confidence in the estimate.

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