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EAP
earned premium
earned reinsurance premium
earned surplus
earnings before interest, dividends, depreciation, and amortization (EBIDDA)
earnings guidance
earnings insurance
earth movement or earthquake exclusion
earthquake coverage
easement
easement appurtenant
easement by prescription
easement, public
EC endorsement
ecological risk assessment
economic capital
economic cost of ruin (ECOR)
economic damages
Economic Loss Doctrine
economic or use value
economic value added (EVA)
EDD
EDP coverage
educators legal liability (ELL) insurance
EEO-1 report
effective date
effective tax rate
efficacy insurance
EFT system coverage
EIL insurance
election
election window
elective benefits
electrical damage or injury exclusion
Electronic Communications Privacy Act (ECPA)
electronic data
electronic data processing (EDP) coverage
electronic funds transfer (EFT) system coverage
electronic products errors and omissions (E&O) insurance
elevator insurance
eligibility period
elimination period
ELP factor
EMAP
embedded value
emergency
emergency medical technician (EMT) and paramedics professional liability
emergency response plan
emergency response values
employed lawyers professional liability insurance
employee assistance program (EAP)
employee benefit programs
employee benefits liability
employee dishonesty coverage
employee hired autos endorsement
employee leasing
employee leasing company
employee pension benefit plans
Employee Retirement Income Security Act (ERISA) liability
Employee Retirement Income Security Act (ERISA) of 1974
employee stock ownership plan (ESOP)
employee stock purchase plan
employee welfare benefit plans
employees as additional insureds
employers excess indemnity insurance
employers liability coverage
Employment Arbitration Agreement
employment-at-will doctrine
employment practices liability insurance (EPLI)
employment-related practices liability (ERPL) policy
employment risk
EMT
encapsulation
endangerment assessment
endemic disease coverage
endorsement
endowment insurance
energy release theory
enforceable requirements
enforcement decision document (EDD)
engaged in trade or business (ETB)
engagement letter
engineering
engineering insurance
Engineering Joint Contracts Documents Committee (EJCDC)
enterprise risk management (ERM)
entire contract clause
entity coverage
entity securities coverage
environmental assessment
environmental audit
environmental impact statement
environmental impairment liability (EIL) insurance
environmental liability buyout
Environmental Monitoring and Assessment Program (EMAP) data
environmental stop loss insurance
EPLI
Equal Employment Opportunity Commission
Equal Pay Act of 1963
equipment breakdown insurance
equipment floater
equitable estoppel
erection all risks insurance (EAR)
ergonomics
Erie Doctrine
ERISA liability
ERM
ERP
ERPL
error or omission in reporting endorsement
errors and omissions (E&O) clause
errors and omissions (E&O) insurance
escape provision
essential functions
estate plan
estimated premium
estoppel
ETB
event
event insurance
event risk
event triggered financings
evidence
evidence of insurability
exacerbation
exception (to exclusion)
excess
excess and surplus (E&S) lines insurance
excess cover
excess insurance
excess interest
excess liability 'follow form' policy
excess liability policy
excess limit
excess lines broker
excess loss premium (ELP) factor
excess of loss ratio reinsurance
excess of loss reinsurance
excess per risk reinsurance
excess point
excess workers compensation insurance
exchange transfer embargo indemnity
exclusion
exclusive agency system
exclusive remedy
exculpatory clause
executive officer
executor
exemplary damages
exempt motor carrier
ex gratia payment
exhibitor insurance
ex-medical coverage
ex parte hearings
expatriate
expected loss
expected morbidity
expected mortality
expected or intended
expected reinsurer deficit (ERD)
expediting expense
expediting expense coverage
expense
expense allowance
expense constant
expense load
expense ratio
expense reserve
experience
experience account
experience modification
experience modifier
experience rating
experience refund
expert
expiration
expiration file
expiration notice
export and/or import embargo indemnity
exposure
exposure base
exposure-in-residence theory
exposure rating
exposure survey
express authority
expropriation
extended coverage (EC) endorsement
extended discovery period
extended discovery provision
extended period of indemnity endorsement or option
extended reporting period (ERP)
extended term insurance
exterior insulation and finish systems (EIFS)
extortion coverage form G
extracontractual damages
extracontractual obligations (ECO)
extra expense coverage
extra percentage tables
extra premium
extraterritorial coverage
extremely hazardous substances
'extrinsic facts' test
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earned surplus

Funds earned by an insurance company (including captives and risk retention groups) after all losses and expenses have been paid. Once earned surplus is recognized, it can be allocated to capital and/or dividends.

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