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Collapse Glossary of Insurance & Risk Management TermsGlossary of Insurance & Risk Management Terms
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Cable Communications Policy Act (CPPA) of 1984
calendar year experience
cancelable
cancel and rewrite
cancellation
candidate analysis
cap
capacity
capital
capital adequacy
capital allocation
Capital Asset Pricing Model (CAPM)
capital at risk
capital attribution
capital markets
capital stock
capital stock company
capital structure
capital sum
capitated fee
captain of the ship doctrine
captive
captive facility
Captive Insurance Companies Association (CICA)
captive management company
captive value added (CVA)
care, custody, or control (CCC)
cargo insurance
Carmack Amendment
Carriage of Goods by Sea Act (COGSA) of 1936
carrier
carryover provision
caselaw
case management
case reserve
case reserves cash flow plans
cash balance pension plans
cash call
cash flow program
cash flow return on investments (CFROI)
cash flow underwriting
cash refund annuity
cash surrender value
Casualty Claim Law Associate (CCLA)
Casualty Claim Law Specialist (CCLS)
casualty insurance
catastrophe
catastrophe bond
catastrophe equity put
catastrophe plan
catastrophe policy
catastrophe reinsurance
catastrophe reserves
catastrophic loss
causes of loss
causes of loss forms (ISO)
cede
ceded premiums
cedent
ceding commission
ceding company
cell captive
Centers for Medicare and Medicaid Services (CMS)
central collection point
central tendency
certificate holder
certificate of compliance
certificate of insurance
certificate of reinsurance
certified act of terrorism
Certified Risk Manager (CRM)
cession
cession number
cession statement
cestui que vie
channeling
chaplain or priest malpractice
charter
Chartered Insurance Institute (CII)
Chartered Life Underwriter (CLU)
Chartered Property Casualty Underwriter (CPCU)
charterers legal liability coverage
chemical, biological, radiological, nuclear (CBRN) weapon
Chemnet
chief risk officer (CRO)
Children's Online Privacy Protection Act (COPPA) of 1998
choice no-fault
chronic toxicity
chronological stabilization plans
circumstance
Civil Rights Act of 1991
claim
claimant
claim expense
claims adjuster
claims administrator
claims audit
claims leakage (CL)
claims-made
claims-made and reported policy
claims-made and reported provision
claims-made multiplier
claims-made reinsurance
claims-paid policy
claims reserve
clash cover
class
class action
Class Action Fairness Act of 2005
classification
classification limitation
classified insurance
class of business
class I area
Class 1 insureds
class rating
Class 2 insureds
clause
Clean Air Act (CAA) of 1970
clean closure
cleanup fund
Clean Water Act (CWA) of 1972
clearance
client company
client employer
climate change risk
clinical patterns
closed-loop recycling
coded excess
codefendant
coding
coemployer
coemployment
coincidental excess coverage
coinsurance hammer clause
coinsurance provision
coinsurer
collapse additional coverage
collapse: homeowners policy
collar
collateral
collateral agreement
collateral documents
collateral estoppel
collateralization of cash flow programs
collateral source rule
collateral value insurance
collection commission
collection fee
collision damage waiver (CDW)
collision insurance
combination plan reinsurance
combination policy
combined additional coverage (CAC)
combined ratio
comment period
commercial appropriation
commercial auto insurance coverage forms
commercial crime policy
commercial general liability (CGL) policy
commercial insurer or reinsurer
commercial lines
Commercial Lines Manual (CLM)
commercial multiple peril (CMP) policy
commercial output policy (COP)
commercial package policy
commercial property conditions form (ISO)
commercial property coverage forms (ISO)
commercial property policy
commercial property program
commercial risks
commercial waste management facility
commission
commissioner
commissioners standard ordinary 1958 mortality table
commissions of selling agents coverage
Committee of Sponsoring Organizations (COSO)
common accident
common carrier
common disaster
common law
common law defenses
common law liability
common policy conditions
communicable disease
community property
community rating
Community Rating System (CRS)
commutation
commutation agreement
commutation clause
commutation rights
comparative negligence
compensable
Compensated Intercorporate Hauling (CIH)
compensating balance plan
compensatory damages
competitive bidding
competitive state funds
complaint
completed operations
complete retention
composite rating
comprehensive auto coverage
comprehensive auto liability (CAL)
comprehensive boiler and machinery coverage
Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) of 1980
comprehensive general liability (CGL) policy
comprehensive personal liability
comprehensive 3-D policy
compulsory insurance
compulsory insurance requirements (international insurance)
computer crime insurance
computer fraud coverage form
computer software design errors and omissions
concealment
concurrency
concurrent causation
concurrent cause
concurrent insurance
conditional binding receipt
conditionally renewable
conditional payment clause
conditional vesting
conditions
condominium association coverage form (ISO)
confidence intervals (levels)
confiscation, expropriation, nationalization (CEN), and deprivation (CEND) insurance
conflict of laws
ConsensusDOCS
consent judgment
consent to settlement clause
consequential bodily injury suits
consequential damages
consequential loss
conservator
consideration
consolidated insurance program (CIP)
Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985
consolidation
constructibility review
construction ban
construction defect
construction management (CM)
construction management agency
construction management at-risk
construction management professional liability insurance
Construction Risk and Insurance Specialist (CRIS)
constructive discharge
constructive notice
constructive total loss
contents rate
contestable clause
contingency fee
contingency plan
contingency planning
contingency reserve
contingent annuitant
contingent beneficiary
contingent business interruption insurance
contingent commission
contingent extra expense insurance
contingent insurance
contingent liability from operation of building codes
continuance
continuation of coverage in bankruptcy provision
continuing undertaking rule
continuous contract
continuous injury trigger
continuous treatment rule
contract
contract attorney
contract bond
contract carrier
contract certainty
contract of adhesion
contractor controlled insurance program (CCIP)
contractors all risks (CAR) insurance
contractor's limitation endorsement
contractors professional liability insurance
contractors rework coverage
contract ratification indemnity
contract repudiation indemnity
contractual liability
contractual liability insurance
contractual risk transfer
contra proferentem rule
contribution
contribution by equal shares
contribution by limits
contributory negligence
controlled foreign corporation (CFC)
controlled insurance program (CIP)
controlled master insurance program
controlled unrelated business
controlling
Controlling the Assault of Non-Solicited Pornography and Marketing (CAN-SPAM) Act of 2003
control technique guidelines (CTG)
conventional subrogation
convention blank
convention statement
convergence
convergence (of the capital and insurance markets)
converted losses
convertible
Cooke ratio
cooperation clause
cooperative controlled insurance program (CO-CIP)
cooperative insurance
Coordinated Advertising, Rate and Form Review Authority (CARFRA)
coordination of coverage
COPE
core capital
corporate counsel
corporate governance
corporate override agreement
corporate reimbursement coverage
corporation
correlation/uncorrelation
corridor deductible
corridor self-insured retention
cost and freight (C and F)
cost, insurance, and freight (CIF)
cost of debt
cost of hire endorsement
cost of risk
cost of suit coverage
cost of well control
co-surety
counseling liability
counsel selection provision
counterparty
countersignature
coupon interest
course of employment
courthouse steps settlement
court reporter
covariance
covenant not to execute
covenant not to sue
covenants, conditions, and restrictions (CC&R)
cover
coverage
coverage form
coverage trigger
covered auto designation symbols
cover note
cradle-to-grave or manifest system
credentialing liability
credibility
credit carry-forward
credit default swap
credit for reinsurance
credit insurance
credit life insurance
credit risk
credit wrap
crisis
crisis management approach
crisis management coverage
crisis management plan
criteria pollutant
critical recommendation
criticism
crop-hail insurance
cross-complainant
cross-complaint
cross-defendant
cross-liability coverage
cross-liability endorsement
cross purchase
Cumis counsel
cumulative collusive excess cover
cumulative injury
current disbursement
current service benefit
custom bond
customer's auto
cutoff
cut through endorsement
cyberspace liability
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catastrophe reserves

Reserves on a captive's balance sheet that are for paying neither known nor incurred but not reported (IBNR) losses. The ideal would be to build up these catastrophe reserves for the rainy day when they will be needed.
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