additional named insured
(1) A person or organization, other than the first named insured, identified
as an insured in the policy declarations or an addendum to the policy declarations.
(2) A person or organization added to a policy after the policy is written with
the status of named insured. This entity would have the same rights and responsibilities
as an entity named as an insured in the policy declarations (other than those
rights and responsibilities reserved to the first named insured). In this sense,
the term can be contrasted with additional insured, a person or organization
added to a policy as an insured but not as a named insured. The term has not
acquired a uniformly agreed upon meaning within the insurance industry, and
use of the term in the two different senses defined above often produces confusion
in requests for additional insured status between contracting parties. See also
Additional insured;
Named insured.
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CRT XI.C