"add-on" no-fault laws

Statutes applicable in some states that allow the addition of personal injury protection coverages to auto insurance policies without limiting an injured party's right to sue in tort. In some of these "add-on" states, purchase of these personal injury, or "no-fault," coverages is mandatory. In others, purchase is at the insured's option although insurers are required to offer them. See also Personal injury protection.

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