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Trial of the Coverage Case (Part 4) (December 2011)
DOI Certificate Bulletins May Conflict with State Law (October 2011)
Trial of the Coverage Case (Part 3) (October 2011)
DOI Certificate Bulletins Are Not "Regulations" (September 2011)
Trial of the Coverage Case (Part 2) (August 2011)
Additional Insured Endorsement Should Cover a Tenant's "Operations" (May 2011)
Trial of the Coverage Case (Part 1) (April 2011)
Distinguishing between the Exclusions (February 2011)
Appraisal under the Homeowners Policy (October 2010)
Sometimes, Certificate Disclaimers Help (September 2010)
Watch Indiscriminate Follow-Form Provisions (August 2010)
Duty To Cooperate (August 2010)
Check the Address When Reporting Claims (June 2010)
Defuse Anger To Secure an Insured’s Cooperation (May 2010)
Lay a Foundation for Equitable Contribution (May 2010)
Correcting Mistakes in Additional Insured Endorsements (April 2010)
Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention (March 2010)
Exploring New Ground in Personal Auto Policies (February 2010)
Coverage Triggers and Duty-To-Defend Dilemmas (October 2009)
Uninsured/Underinsured Motorist Coverage and Anti-Stacking Provisions (August 2009)
Recent Texas Cases Involving First-Party Claims (May 2009)
Hurricane Ike and First-Party Litigation (April 2009)
Underinsured Motorist Insurance: Prerequisites before Coverage Applied (January 2009)
Injury-in-Fact Coverage Trigger—HO Policy View (October 2008)
Event Data Recorders: Balancing the Benefits and Drawbacks (August 2008)
No Insurance Coverage for "Actual Physical Contact" with "Integral Part" of Auto (May 2008)
Trigger Theories in Homeowners Insurance (January 2008)
"Reasonable" Defense Costs in Insurance Disputes (November 2007)
Surface Water Exclusions in the Homeowners Policy (July 2007)
Ensuing Loss Clauses in Homeowners Policies: Confusing but Not Ambiguous (April 2007)
Interpreting the "Physical Contact" Requirement of Uninsured Motorist Coverage in Indirect Contact Cases (February 2007)
Hurricanes Katrina and Rita: Coverage Disputes and Pending Litigation (July 2006)
Hurricanes Katrina and Rita: Effect on Claims Handling Procedures (June 2006)
Hurricanes Katrina and Rita: Effect on Rating and Underwriting (May 2006)
Homeowners Policies and Acts of Self-Defense (January 2006)
Anticipated Legal Wrath of Hurricanes Katrina and Rita (October 2005)
Who Can Reject Uninsured Motorist and Personal Injury Protection Coverage? (August 2005)
Unmarried Cohabitants Are Not "Members" of the Same "Household" (July 2005)
Coverage Disputes Give Rise to "Independent" Counsel (June 2005)
"Joint Obligations" Homeowners' Provision Didn't Bar Coverage for "Innocent Insured" (March 2005)
Bystander Claims—One Limit or Two? (January 2005)
Is Seller's Failure To Disclose Known Defects to Buyers a Covered "Occurrence"? (January 2005)
"No-Fault" Coverage Insures Injuries Arising Out of the Use of a Vehicle (November 2004)
"Controlled Substance" Exclusion in Homeowners Policy Bars Coverage (September 2004)
The Trend Against Diminished Value Coverage under PAPs (September 2004)
Seventh Circuit Upholds Anti-Stacking Clauses (June 2004)
Subogation Rights Against Personal Auto Uninsured Motorists Coverage (March 2004)
Cell Phone Bans for Drivers: Wise Legislation? (May 2003)
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Free Claims, Caselaw, and Legal Commentary

Courts and Coverage

Trial of the Coverage Case (Part 4)

DOI Certificate Bulletins May Conflict with State Law

Trial of the Coverage Case (Part 3)

DOI Certificate Bulletins Are Not "Regulations"

Trial of the Coverage Case (Part 2)

Additional Insured Endorsement Should Cover a Tenant's "Operations"

Trial of the Coverage Case (Part 1)

Distinguishing between the Exclusions

Appraisal under the Homeowners Policy

Duty To Cooperate

Check the Address When Reporting Claims

Defuse Anger To Secure an Insured's Cooperation

Lay a Foundation for Equitable Contribution

Correcting Mistakes in Additional Insured Endorsements

Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention

Exploring New Ground in Personal Auto Policies

Coverage Triggers and Duty-To-Defend Dilemmas

Uninsured/Underinsured Motorist Coverage and Anti-Stacking Provisions

Recent Texas Cases Involving First-Party Claims

Hurricane Ike and First-Party Litigation

Underinsured Motorist Insurance: Prerequisites before Coverage Applied

Injury-in-Fact Coverage Trigger—HO Policy View

Event Data Recorders: Balancing the Benefits and Drawbacks

No Insurance Coverage for "Actual Physical Contact" with "Integral Part" of Auto

Trigger Theories in Homeowners Insurance

"Reasonable" Defense Costs in Insurance Disputes

Surface Water Exclusions in the Homeowners Policy

Ensuing Loss Clauses in Homeowners Policies: Confusing but Not Ambiguous

Interpreting the "Physical Contact" Requirement of Uninsured Motorist Coverage in Indirect Contact Cases

Hurricanes Katrina and Rita: Coverage Disputes and Pending Litigation

Hurricanes Katrina and Rita: Effect on Claims Handling Procedures

Hurricanes Katrina and Rita: Effect on Rating and Underwriting

Homeowners Policies and Acts of Self-Defense

Anticipated Legal Wrath of Hurricanes Katrina and Rita

Who Can Reject Uninsured Motorist and Personal Injury Protection Coverage?

Unmarried Cohabitants Are Not "Members" of the Same "Household"

Coverage Disputes Give Rise to "Independent" Counsel

"Joint Obligations" Homeowners' Provision Didn't Bar Coverage for "Innocent Insured"

Bystander Claims—One Limit or Two?

Is Seller's Failure To Disclose Known Defects to Buyers a Covered "Occurrence"?

"No-Fault" Coverage Insures Injuries Arising Out of the Use of a Vehicle

"Controlled Substance" Exclusion in Homeowners Policy Bars Coverage

The Trend Against Diminished Value Coverage under PAPs

Seventh Circuit Upholds Anti-Stacking Clauses

Subogation Rights Against Personal Auto Uninsured Motorists Coverage

Cell Phone Bans for Drivers: Wise Legislation?

Opinions expressed in Expert Commentary articles are those of the author and are not necessarily held by the author's employer or IRMI. Expert Commentary articles and other IRMI Online content do not purport to provide legal, accounting, or other professional advice or opinion. If such advice is needed, consult with your attorney, accountant, or other qualified adviser.
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