Expert Commentary

This library of 1,300+ articles, written by over 100 knowledgeable risk and insurance professionals, provides you with weekly updates on the status of the industry, new products, and problems. Most importantly, it offers practical strategies and solutions for dealing with the challenges you face daily. Learn about new articles with IRMI Update, a free twice-monthly e-mail newsletter containing article links, risk tips, and other news. The IRMI.com Expert Commentary sections/topics are listed below. Follow the links for indexes of articles on those topics.

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All opinions expressed in Expert Commentary articles are those of the author, and not necessarily those of the author's employer or IRMI. Also, your use of IRMI.com ratifies your acceptance of the Terms of Use.

IRMI Insights

New in 2008, the IRMI Insights column consists of white papers written by industry experts on various risk management and industry topics. In PDF form, we encourage readers to share the IRMI Insights link with others.

Commercial Liability Topics

This section provides suggestions for improving coverage and reducing premiums. Current topics include:

◊ Additional Insured Issues

◊ Environmental

◊ Liability Insurance

Commercial Property Topics

This section provides suggestions for improving coverage and reducing premiums. Current topics include:

◊ Property Insurance

◊ Time Element

Auto Topics

This section provides suggestions for improving coverage and reducing premiums. Current topics include:

◊ Auto Insurance

◊ Auto Risk Management

Directors and Officers (D&O) Liability, Errors and Omissions (E&O), Professional Liability (PL), and Employment Practices Liability Insurance (EPLI) Topics

This section provides suggestions for improving coverage and reducing premiums. Current topics include:

◊ Employment Practices

◊ Healthcare Professional Liability Insurance

◊ Intellectual Property

◊ Professional, D&O, and Fiduciary Liability

Workers Compensation Topics

This section provides suggestions for improving coverage and reducing premiums. Current topics include:

◊ Workers Compensation Issues

◊ Workplace Violence Prevention

Risk Management and Multiline Topics

This section provides suggestions for improving risk management in many different areas, from aviation to terrorism. Risk identification and control recommendations are included in this section. Current topics include:

◊ Brand Equity and Product Recall

◊ Catastrophe Risk Management

◊ Corporate Aviation

◊ Corporate Fraud Prevention

◊ Cyber and Privacy Risk and Insurance

◊ Drafting and Interpreting Policies

◊ Enterprise Risk Management

◊ Internal Controls

◊ Nanotechnology

◊ Political Risk

◊ Risk Management Technology

◊ Security

◊ Terrorism Risk Management and Insurance

Risk Finance Topics

This section provides suggestions for financing and transferring risk. Current topics include:

◊ Captives

◊ Quantitative Methods

◊ Risk Finance

Construction Topics

This section provides suggestions for improving coverage, reducing premiums, and avoiding losses. It also addresses issues of great concern to the construction industry, including defects, safety, quality, design, and theft. Current topics include:

◊ Builders Risk Insurance

◊ Construction Defect Coverage

◊ Construction Liability Insurance

◊ Construction Quality

◊ Construction Safety

◊ Design Liability

◊ Equipment Theft Prevention

◊ Surety

◊ Wrap-Up Programs

Personal Lines Topics

This section addresses personal lines risk management as well as providing suggestions for improving insurance coverage and reducing premiums. Current topics include:

◊ Current Trends and Issues

◊ Personal Lines Insurance

◊ Personal Risk Management

Claims, Caselaw, and Legal Topics

This section addresses issues particularly relating to the claims area and the litigation that often results from such claims. Current topics include:

◊ Claims Management

◊ Claims Practices

◊ Courts and Coverage

◊ Insurance Archaeology

◊ Litigation Management

◊ Maritime Law

◊ Mediation

◊ Personal Lines Claims

Insurance Industry Topics

This section contains heads-up advice on industry trends and issues. Useful management tips for all risk professionals along with practical sales advice for insurance producers and other salespeople are contained in this section. Current topics include:

◊ Agent & Broker Technology Issues

◊ Continuous Performance Improvement

◊ Eradicating Sales Call Reluctance

◊ Ethics

◊ Leadership at All Levels

◊ Market Practices

◊ Reinsurance

◊ Risk and Insurance History

◊ Risk Management and Insurance Higher Education Scene

◊ U.S. Insurance Market Update

◊ Valuation of Insurance Organizations

◊ Writing Tips for Insurance Professionals

Commentator Profiles

Biographies, contact information, and websites for over 95 IRMI.com Expert Commentators—past and present—can be found here.