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Estimating Earthquake Loss in the Midwest

September 2002

In this article, Nathan Gould discusses how new ground motion maps and the genesis of the damage curves may impact the estimate of earthquake loss in the Midwest.

by Nathan C. Gould, D.Sc., P.E., S.E.
ABS Consulting

With new estimates that put the probability of a damaging earthquake in the Midwest at up to 40 percent in the next 50 years, there is a renewed urgency in revisiting the validity of current loss estimation models for the Midwest. The earthquake loss estimates produced by most models are a product of the ground motion and damage curves, which relate the intensity of the ground motion to the damage that a building may experience. This article will discuss how new ground motion maps and the genesis of the damage curves may impact the estimate of earthquake loss in the Midwest.

Ground Motion

There has been considerable work done in recent years on updating the earthquake ground motion maps across the United States. In 1996 the U.S. Geological Service (USGS) completed the development of new earthquake ground motion maps. The 1997 National Earthquake Hazards Reduction Program (NEHRP) Recommended Provisions for Seismic Regulations for New Buildings and Other Structures was the first major document to incorporate the revised earthquake ground motion maps. The revised earthquake ground motion maps are also embedded within the seismic provisions of the 2000 International Building Code (IBC). The 1997 NEHRP provisions and 2000 IBC ground motion maps represent a hybrid of probabilistic ground motion maps over much of the Untied States and deterministic ground motion maps near specific faults on the West Coast.

One of the most significant differences between the new maps found in the 1997 NEHRP Provisions and 2000 IBC and those used in previous building codes is the return period on which the maps are based. Prior to the 2000 IBC, the model buildings codes developed ground motion based on a hazard with a 475-year return period. The 2000 IBC develops earthquake ground motion based on the Maximum Considered Earthquake (MCE). The MCE is defined as the maximum level of earthquake ground motion that is considered reasonable to design normal structures to resist. The intent of the new maps and related ground motion is to present a uniform seismic hazard for all portions of the United States. The result is significantly increased ground motion in many portions of the Midwest and eastern United States.

Damage Curves

While earthquake loss estimation for the Midwest and East Coast has recently focused on the development of the new USGS probabilistic ground motion maps, it is important to recognize the relationships and assumptions used to develop damage curves in the hazard models. Understanding the earthquake hazard and potential loss in the Midwest and East Coast requires insight into local design practices, current and previous building codes, and how loss estimation factors used in many hazard models were originally developed for use on the West Coast.

The genesis of many earthquake loss estimation models for most building types is the 1985 Applied Technology Council document ATC-13, "Earthquake Damage Evaluation Data for California." The ATC-13 document provides published Probable Maximum Loss (PML) values for the most common building types. Although the values presented in the ATC-13 were only intended to be applied on the West Coast, there is not a similar set of PML values available specifically for the Midwest and East Coast.

There are several reasons why the loss estimates contained in the ATC-13 document may not be directly applicable to structures in the Midwest and eastern United States.

Wind Forces versus Earthquake Forces

Until the late 1980s, the vast majority of building and structures in the Midwest and eastern United States were typically designed only for wind forces. While wind loads are similar to earthquake loads in that both are considered lateral loads, the response of structures to wind loads is quite different than earthquake loads. Wind loads are typically considered to be "static" when applied to a structure and the loads are proportional to the exposed surface area of the building.

Earthquake forces are dynamic loads and are proportional to the mass of the building. So even though an existing structure may have been designed for wind loads, the resulting lateral load-resisting system may not be appropriate or adequate for the design earthquake loads.

Building Codes

The building code adopted by most local jurisdictions on the West Coast is the Uniform Building Code (UBC) which is universally acknowledged as being the leading building code for seismic design. The UBC began to incorporate seismic requirements into standard building design in the 1930s while building codes in the Midwest and eastern United States did not require the consideration of seismic forces until the 1980s.

Jurisdictions throughout the West Coast not only adopt UBC, but also typically require some level of independent design review (plan check) and construction inspection. In the Midwest, the adoption and enforcement of building codes is much less rigid. Construction inspection related to the structural aspects of structure may fall to the design engineer if performed at all.

Construction of "Similar" Building Types

Typically buildings can be categorized based on material types and the lateral force-resisting systems. A concrete frame building with a moderate level of seismic detailing may fall under the classification of "ordinary concrete moment frame." The concern is that an ordinary concrete moment frame designed in the Midwest may not be comparable to an ordinary concrete moment frame designed on the West Coast. Similar statements can be made for steel moment and braced frames, concrete tilt-up structures, and many types of masonry and wood structures.

Summary

Loss estimation values developed for the West Coast may not be appropriate for use in the Midwest and eastern United States without some level of modification. Combining the effects of the new earthquake ground motion maps with the recognition that design and construction practices in the Midwest and East Coast differ significantly from those found in the West Coast can lead to loss estimates that may be higher than those found using earlier models.


Opinions expressed in Expert Commentary articles are those of the author and are not necessarily held by the author's employer or IRMI. Expert Commentary articles and other IRMI Online content do not purport to provide legal, accounting, or other professional advice or opinion. If such advice is needed, consult with your attorney, accountant, or other qualified adviser.

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