XL Group

XL Group plc’s insurance companies (XL Group) offer property, casualty, professional and specialty insurance products throughout the world. For businesses with complex risks, our expertise, financial strength, efficiency and first-class service make us the first choice provider of effective risk management solutions.

Construction is one complex industry where we excel. With decades of industry knowledge and dedicated resources, our North America Construction team delivers specialized construction risk management solutions. Call us construction-centric. Our team consists of underwriters, risk engineers and claims professionals with more than 20+ years of construction industry risk management experience. We focus on delivering integrated risk management solutions that contribute to a contractor’s success. We build solutions to protect profits, enhance business practices and improve safety.

XL Group builds long-term relationships with contractors and the brokers that serve them. Together, we keep a careful watch over their changing business needs. Day-by-day. Project-by-project. We put our minds and skill to work to develop innovative products and services to help contractors protect profitability maintain a competitive edge and keep employees safe. Our clients have freedom. They are free to focus on what will move them forward because we remove what will hold them back.

We are engaged in the industry. We stay on top of the issues, regulations, loss trends and market events that influence opportunities to fully understand and deliver risk management products and services that contribute to success.

Risk is manageable. We deliver a full suite of products to help control the construction risks of both contractors and owners:

• Property – Builder’s Risk, Contractors Equipment, Property and Inland Marine
• Primary Casualty – Automobile Liability, General Liability, Workers Compensation
• Pollution & Professional Liability
• Excess Professional Liability
• Excess/Umbrella
• Subcontractor Default
• Surety
• Wrap Ups

Insurance is not our only tool. Effective risk engineering helps prevent or minimize losses. Our construction risk control engineers understand the bottom-line and reputational impact of losses. We offer services to drive down the cost of risk and support contractors in achieving a zero-injury, zero-incident culture. Our risk engineers deliver innovative risk control services and safety tools that help contractors improve their project management practices, shore up safety at their operations, prevent injuries and save lives.

And when something happens? XL Claims combines the best construction resources, from specific legal representation and vocational counseling to selecting industry-focused experts to protect our insured’s interests and enable them to be the contractor of choice. There are unique challenges involved in handling construction claims –union agreements, return to work, high wage employees, seasonal employment, end of project issues, aging construction workforce, and more. But we know how to handle them.

To learn more, visit our website at www.xlinsurance.com