TRAVELERS

The Travelers Companies, Inc. is a leading property casualty insurer selling primarily through independent agents and brokers. Travelers is among the industry-leading providers of specialized products and services for the construction market dedicating our people, resources and national infrastructure to this segment through the Bond & Financial Products, Construction, and Inland units. Our underwriting specialization focuses expertise on each agent/broker and policyholder helping to provide you with the solutions that meet the needs of your operation.

CONSTRUCTION-FOCUSED ORGANIZATIONS

Experience and Local Presence

• Bond & Financial Products’ Construction Services - manages a portfolio of over 7,000 active accounts.  52 locations countrywide staffed by over 360 construction surety professionals. In addition to a strong domestic presence, offices in London and Toronto help deliver surety bonds where, and when, you need them.
• Construction Casualty - manages over 3,500 accounts.  36 locations staffed by more than 800 construction insurance specialists including approximately 250 underwriting/account management, 450 claim and 140 safety and risk control professionals.
• Inland - has more than 40,000 policies.  36 locations staffed by over 200 Inland insurance specialists including over 200 underwriting/account management, 30 risk control and 17 claims professionals.

Integrated Services

• Bond & Financial Products’ Construction Services - focuses on quality relationships built on a thorough understanding of your business and how it operates. Our underwriters provide significant technical expertise and have respect for, and appreciation of, the values of our agents and policyholders.
• Construction Casualty - dedicated underwriting, risk control representatives and claim specialists. We offer tailored underwriting by account size, contractor type, geographic area and line of business.
• Inland - products and services delivered by Inland specialists span the disciplines of underwriting, operations, risk control and claim with specialized construction industry expertise. Risk Control works with our policyholders to keep them on track and can help review project plans and provide training on vital skills such as safe crane operation. Our Specialty Investigative Group in Claim concentrates on recoveries of cargo and construction equipment.

Our primary underwriting companies, Travelers Casualty and Surety Company of America for Bond Construction Services, and Travelers Indemnity Company for Construction Casualty and Inland, consistently receive high marks for financial strength:

A.M. Best*	A+
Moody’s	Aa2
Standard & Poor’s	AA-

Travelers understands that life and business are inherently dynamic and that the best way to serve agents and policyholders is to deliver insurance that evolves to stay in-synch with life and business as they change. For more information on being in-synch, visit www.travelers.com.

*For a listing of companies rated by A.M. Best and other ratings services visit travelers.com. Ratings listed are as of June 2010, are used with permission, and are subject to changes by the rating services. For the latest rating, access ambest.com.