CNA

CNA has helped construction firms worldwide protect their businesses and their reputations for more than 60 years. This depth of experience, combined with our financial strength, has made CNA the preferred choice of thousands of construction firms nationwide. Our 40+ year history of partnering with national trade associations has enabled us to develop programs with critical coverage enhancements tailored to a broad spectrum of middle market construction trades. We also offer custom-designed risk management and risk financing solutions for large, complex construction firms. Whether you need guaranteed cost coverage, composite rate, a large deductible or loss sensitive program or a captive approach, we can design a risk management solution to meet your specific needs. And with our “A” (Excellent) rating for financial strength from A.M. Best, you can count on CNA to be there from groundbreaking to project completion. For more information, or to find a CNA agent, please visit www.cna.com/construction

Competitive Advantages

• Dedicated construction underwriting and risk control expertise
• Established industry leader willing to write complex construction exposures for large commercial contractors
• Custom-designed risk management programs for large accounts
• Established Commercial Affiliation Marketing (CAM®) programs
• Experienced, responsive claim handling
• Nationwide, multi-state coverage capability
• Financial strength — “A” (Excellent) rating from A.M. Best

Underwriting Appetite
CNA will underwrite commercial, industrial, institutional and civil:

• General contractors
• Design/build construction firms
• Construction managers
• Prime contractors
• Trade contractors
• Subcontractors

Focus Classes
We have a broad national appetite for construction risks that meet our underwriting criteria in the trades listed below. Our focus is on mid-sized to large accounts primarily engaged in commercial construction. We have been particularly successful in these trades and have well established Commercial Affiliation Marketing CAM® programs, many endorsed by national trade associations:

• Roofing contractors
• Highway/street and road contractors
• Underground utility contractors
• Grading/excavation contractors
• General contractors
• HVAC, plumbing and mechanical contractors
• Electrical contractors
• Concrete contractors
• Landscaping and lawn care companies
• Spa and swimming pool contractors
• Building equipment installation and repair contractors

Available Coverages

• General Liability
• Automobile Liability
• Workers’ Compensation
• Umbrella Liability
• Directors & Officers Liability
• Errors & Omissions Liability
• Employment Practices Liability
• Property
• Crime
• Inland Marine, including:
  • Builders’ Risk
  • Contractors’ Equipment
  • Installation Floaters
• Surety Bonding (through CNA Surety)

Specialized Coverages
For risks that meet our underwriting criteria, the following are some of the specialized coverages we offer:

• General Liability Extension Endorsement
• Contractor’s Blanket Additional Insured Endorsements
• Broadened Liability Coverage for Damage to Your Work
• Limited Pollution Liability
• Pollution Coverage for Transportation of Designated Pollutants
• Extended Auto Liability Coverages
• Loss of Income for Contractor’s Equipment