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(706) 645–2211

J Smith Lanier & Co.
143 Northshore Dr. SW
Knoxville , TN 37919

Richard G. Clarke

Senior Vice President


Mr. Clarke is a veteran of the property/liability insurance industry, with experience including underwriting, agency management, insurance buyer, risk management consultant, and national brokerage. He is currently the proprietor of Dick Clarke Insurance Answers LLC.

Mr. Clarke publishes articles, teaches on a variety of management liability and errors and omissions subjects, functions as an expert witness, and functions as a consultant to buyers of commercial insurance and to insurance companies concerning product development. He is also a long-time teacher in continuing education programs for several professional insurance organizations. Mr. Clarke’s books are listed for purchase on Amazon.com, with the most recent, Decoding Executive Liability Insurance, entering its fifth edition in 2012. In 1996, he was awarded the American Institute for Chartered Property Casualty Underwriters (CPCU) "Distinguished Instructor in Insurance" award, and in 1999, he was an original recipient of the CPCU Society’s "Distinguished Instructor in Insurance" award.