Richard J. Scislowski, JD, CPCU, CIC, CRIS

Rich Scislowski is editor of Pollution Coverage Issues, a co-author of Commercial Liability Insurance, and a contributing author for a number of other IRMI publications. He is a Chartered Property and Casualty Underwriter (CPCU), a Certified Insurance Counselor (CIC), and holds the Construction Risk and Insurance Specialist (CRIS) designation.

Mr. Scislowski contributes articles on liability insurance, environmental issues, courts and coverage, and risk and insurance history to the Expert Commentary section of IRMI.com.

Prior to joining IRMI in March 2005, Mr. Scislowski was a coverage lawyer with Gallagher, Sharp, Fulton & Norman in Cleveland, a large insurance defense and coverage firm, where he specialized in litigating commercial and personal lines coverage disputes. Before that, he was with a litigation boutique firm where he regularly appeared in court to defend a wide variety of complex civil matters, including business torts, construction defects, workplace injuries, medical and legal malpractice, and insurance coverage. Mr. Scislowski began his career as a judicial clerk for the Ohio Court of Appeals for the 11th District, helping write over 250 opinions, including several construing insurance policy language.

Mr. Scislowski graduated magna cum laude from the University of Akron School of Law, serving as articles editor for the Akron Law Review.

Articles on IRMI.com

Courts and Coverage

DOI Certificate Bulletins May Conflict with State Law (October 2011)

DOI Certificate Bulletins Are Not "Regulations" (September 2011)

Additional Insured Endorsement Should Cover a Tenant's "Operations" (May 2011)

Sometimes, Certificate Disclaimers Help (September 2010)

Watch Indiscriminate Follow-Form Provisions (August 2010)

Check the Address When Reporting Claims (June 2010)

Defuse Anger To Secure an Insured's Cooperation (May 2010)

Lay a Foundation for Equitable Contribution (May 2010)

Correcting Mistakes in Additional Insured Endorsements (April 2010)

Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention (March 2010)

Environmental Issues

"Damages" under a 1973 CGL Insurance Policy (April 2008)

"Suits" under a 1973 CGL Insurance Policy (February 2008)

Common Law Exceptions to the 1973 "Owned Property" Exclusion (January 2008)

Allocating Losses under a 1973 CGL (September 2007)

Liability Insurance

Top 10 Problems with Follow-Form Coverage (March 2010)

Allocating Losses under a 1973 CGL (September 2007)

Risk and Insurance History

The History of Proximate Causation (July 2011)