building codes effectiveness grading schedule (BCEGS)
A schedule developed by Insurance Office Services, Inc. (ISO), that categorizes
communities according to the adequacy of their building codes and the effectiveness
of building code enforcement. Communities are graded from 1 (indicating exemplary
commitment to building code enforcement) to 10. In states where all of the communities
have been graded and the BCEGS system has been implemented, the BCEGS grade
for the community where the property is located is used in developing the premium
for windstorm and hail coverage for buildings constructed during or after the
year in which the community was graded. Building code effectiveness grades for
communities are published in ISO's Public Protection Classification Manual.