Personal Lines

Courts and Coverage

Event Data Recorders: Balancing the Benefits and Drawbacks

No Insurance Coverage for "Actual Physical Contact" with "Integral Part" of Auto

Trigger Theories in Homeowners Insurance

"Reasonable" Defense Costs in Insurance Disputes

Surface Water Exclusions in the Homeowners Policy

Ensuing Loss Clauses in Homeowners Policies: Confusing but Not Ambiguous

Interpreting the "Physical Contact" Requirement of Uninsured Motorist Coverage in Indirect Contact Cases

Hurricanes Katrina and Rita: Coverage Disputes and Pending Litigation

Hurricanes Katrina and Rita: Effect on Claims Handling Procedures

Hurricanes Katrina and Rita: Effect on Rating and Underwriting

Homeowners Policies and Acts of Self-Defense

Anticipated Legal Wrath of Hurricanes Katrina and Rita

Who Can Reject Uninsured Motorist and Personal Injury Protection Coverage?

Unmarried Cohabitants Are Not "Members" of the Same "Household"

Coverage Disputes Give Rise to "Independent" Counsel

"Joint Obligations" Homeowners' Provision Didn't Bar Coverage for "Innocent Insured"

Bystander Claims—One Limit or Two?

Is Seller's Failure To Disclose Known Defects to Buyers a Covered "Occurrence"?

"No-Fault" Coverage Insures Injuries Arising Out of the Use of a Vehicle

"Controlled Substance" Exclusion in Homeowners Policy Bars Coverage

The Trend Against Diminished Value Coverage under PAPs

Seventh Circuit Upholds Anti-Stacking Clauses

Subogation Rights Against Personal Auto Uninsured Motorists Coverage

Cell Phone Bans for Drivers: Wise Legislation?