Michael A. Rossi, ESQ.

Michael Rossi’s Cyber Insurance column focuses on insurance issues associated with risks inherent in businesses’ increasing reliance on technology.

Mr. Rossi is president of Insurance Law Group, Inc., a law firm dedicated to providing legal services to risk managers of large multinational corporations headquartered throughout the world. Currently, his practice focuses on e-commerce insurance issues and insurance issues for mergers and acquisitions. Prior to forming his own company, Mr. Rossi was a partner of Troop Steuber Pasich Reddick & Tobey, LLP, and chair of the firm’s Risk Management Group. His practice concentrates in the area of risk management legal services exclusively for policyholder and insurance broker clients. Such services include auditing insurance programs; advising on initial placements and renewals of particular insurance policies; manuscripting insurance policies; advising on insurance issues to consider for mergers, acquisitions, and other corporate transactions; and drafting and negotiating indemnity and insurance provisions in contracts. Mr. Rossi also represents his clients in presenting claims to insurers and resolving insurance coverage disputes. His experience extends to many of the property and liability insurance policies typically purchased by corporate insureds, as well as to many specialty lines of coverage.

Mr. Rossi is a member of the International Bar Association (Insurance Committee), American Bar Association (Tort and Insurance Practice Committee), and the California Bar Association. He also is the founder of the Risk Management & Insurance Coverage Council, an international association of insurance lawyers who provide services to policyholders (the purpose of which is to enable member lawyers to give their clients access to insurance expertise on a worldwide basis). Mr. Rossi also is a member of the Risk Management Research Council, a group of leading professionals in the fields of risk management and insurance brokering, consulting, underwriting, and legal services who share information and ideas on risk management and insurance issues.

Mr. Rossi is a frequent speaker at the RIMS Annual Conference and at numerous local RIMS chapter events, and other industry conferences. He has published numerous insurance-related articles in North America, Europe, and Australia and is a frequent contributor to The Risk Report and EPLiC, both of which are published by IRMI.

Mr. Rossi obtained his BA degree in history from the University of California at Los Angeles in 1988, his juris doctor degree from the University of California, Berkeley, Boalt Hall School of Law, in 1991.

Articles on IRMI.com

"Media Liability" Coverage in Tech/Media/eBusiness Policies (February 2006)

Variations in "Fraud/Dishonesty" Exclusions in Tech/Media/eBusiness Policies (January 2006)

Insuring Liability for Third-Party Claims Seeking Lost Profits (November 2005)

Addressing Liability Risks for Data Loss from an Insurance and Contractual Risk Transfer Perspective (July 2005)

Addressing Privacy Risk from an Insurance and Contractual Risk Transfer Perspective (May 2005)

Indemnity and Insurance Provisions in E-Business Contracts (July 2004)

New Liability Forms and Media, Tech, and E-Business Risks (May 2004)

Tech E&O—A Primer for Risk Managers (November 2003)

Cyber Liability Insurance Market Update (August 2003)

Insuring First-Party Cyber Risk for Fortune 1000 Companies (November 2002)

Stand-Alone E-Business Insurance: Who's Buying, Selling, and Why? (September 2002)

The End of Computer Virus Coverage as We Know It? (May 2002)

You Say Professional Services, I Say B2B Activities (January 2002)

Is Computer Data "Tangible Property" or Subject to "Physical Loss or Damage"?—Part 1 (August 2001)

Is Computer Data "Tangible Property" or Subject to "Physical Loss or Damage"?—Part 2 (November 2001)

Stand Alone E-Commerce Market Survey (July 2001)

E-Commerce Insurance Issues: A Year in Review (June 2001)

New Stand-Alone E-Commerce Insurance for First-Party Risks? (February 2001)

New Stand-Alone E-Commerce Insurance for Third-Party Liability Claims (Part 1) (December 2000)

New Stand-Alone E-Commerce Insurance for Third-Party Liability Claims (Part 2) (December 2000)

Third-Party Liability E-Commerce Risks and Traditional Insurance Programs (August 2000)

First-Party E-Commerce Risks (June 2000)

Insurance Issues for E-Commerce Activities (May 2000)