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New Expert Commentary

Recent risk management Expert Commentary

Willful Infringement after Seagate—Sanford Warren describes the new standard of willfulness in patent infringement suits that should allow businesses to rest a little easier.

Cause Theory Determines the Number of Occurrences—Steve Rawls shows how similar facts may result in a different number of occurrences, despite courts' reliance on the cause theory.

Choosing the Best Umbrella Policy: Case Study—Jack Hungelmann helps a client choose among umbrella policies to best cover liability risks not covered by primary policies.

Post-Katrina Turmoil: Insurance Challenges—Rob Olson examines the definition of flood and the wind-versus-water debate working its way through U.S. courts.

Facility Damage Evaluation Following Major Disasters—Dr. Nathan Gould explains why an effective facility evaluation plan should include a Post-Disaster Facility Inspection Manual.

No Insurance Coverage for "Actual Physical Contact" with "Integral Part" of Auto—Brent Cooper describes a Texas ruling that collision with an axle isn’t contact with a motor vehicle.

An Insurance Claims Management Retrospective—William Quinn Jr. takes a look at the claims management experience, then (1950s) and now (2000s).

Commercial Liability Insurance

More than 180 Umbrella/Excess Policies Analyzed

Detailed Analysis to Evaluate CoverageOnline subscriptions come with samples of all the ISO countrywide CGL and employment practices forms (current editions and some past editions) and a selection of AAIS forms.

Current Issue of IRMI Update

Read the May 7 issue and sign up for this free e-mail newsletter.

Sign Up for This Free E-Mail NewsletterThe Risk Tip advises insureds to avoid conflicts between their property insurer and flood insurer. Readers chime in on how insurance certificates continue to be a problem for the industry.